Maria Adams, Credit Cards Moderator
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No, the First Savings Credit Card isn’t a good card. It’s an expensive unsecured card for people with bad credit. It has a $49 - $75 annual fee based on each cardholder’s creditworthiness, as well as an APR of 29.9%. What's more, you can only apply for it if you've received an offer in the mail.
Unsecured cards for people with less than perfect credit usually come with high fees. As an alternative, consider applying for a secured card that offers a lower annual fee and APR. You can check out our list for the best secured credit cards to find one you like.
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