Yes, the Hilton Honors American Express Card is a credit card. The Hilton Credit Card is issued by American Express, works wherever American Express is accepted, reports to the credit bureaus, and allows you to pay off purchases over time. There are quite a few important things to know about the card before you apply, though.
Key Facts About the Hilton Credit Card
Issuer: American Express
Network: American Express
Credit requirement: Good credit
Annual fee: $0
APR: 20.99% - 29.99% (V)
Foreign transaction fee: 0%
Rewards: 3 - 7 points per $1
To sum things up, Hilton Credit Card is a credit card, but it may or may not be the best credit card for you depending on your needs, qualifications and spending habits.
The Hilton Honors American Express Card is not a Visa or a Mastercard – it is on the American Express network. This means the Hilton Credit Card has a bit less worldwide acceptance than a Visa or a Mastercard but should still be usable at most merchants within the U.S.
In general, it doesn’t matter much what network your credit card is on unless you’re focusing specifically on international travel. In that case, you’re best served by getting a Visa or...
WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Hilton Honors American Express Surpass® Card and Hilton Honors Aspire Credit Card
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