Yes, the Hilton Honors American Express Card is a credit card. The Hilton Credit Card is issued by American Express, works wherever American Express is accepted, reports to the credit bureaus, and allows you to pay off purchases over time. There are quite a few important things to know about the card before you apply, though.
Key Facts About the Hilton Credit Card
Issuer: American Express
Network: American Express
Credit requirement: Good credit
Annual fee: $0
APR: 20.99% - 29.99% (V)
Foreign transaction fee: 0%
Rewards: 3 - 7 points per $1
To sum things up, Hilton Credit Card is a credit card, but it may or may not be the best credit card for you depending on your needs, qualifications and spending habits.
The Hilton Honors American Express Card is not a Visa or a Mastercard – it is on the American Express network. This means the Hilton Credit Card has a bit less worldwide acceptance than a Visa or a Mastercard but should still be usable at most merchants within the U.S.
In general, it doesn’t matter much what network your credit card is on unless you’re focusing specifically on international travel. In that case, you’re best served by getting a Visa or...
No, the Hilton Credit Card isn’t a charge card. You can carry a balance on it between months, even though it’s not advised, considering the interest charges.
WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Hilton Honors American Express Surpass® Card and Hilton Honors Aspire Credit Card
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.