Yes, the IHG® Rewards Traveler Credit Card is a credit card. The IHG Traveler Card is issued by Chase, works wherever Mastercard is accepted, reports to the credit bureaus, and allows you to pay off purchases over time. There are quite a few important things to know about the card before you apply, though.
Key Facts About the IHG Traveler Card
Issuer: Chase
Network: Mastercard
Credit requirement: Good
Annual fee: $0
APR: 20.74% - 27.74% (V)
Foreign transaction fee: $0
Rewards: 2 - 5 points per $1
To sum things up, IHG Traveler Card is a credit card, but it may or may not be the best credit card for you depending on your needs, qualifications and spending habits.
Four major types of credit cards are Visa, Mastercard, American Express and Discover. These are the major credit card networks, which most credit cards belong to, and they dictate where cards can be used as well as what secondary benefits cards offer. Fundamentally, the credit cards on these networks work the same way, however.
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