The Indigo® Mastercard® for Less than Perfect Credit works as a first-time credit card since it is available to people with bad credit. It is not the best choice for a first-time credit card, though, because it charges an annual fee of $0 - $99, and a monthly fee of $0.
The Indigo Credit Card credit limit is $300. This is a standard starting credit limit for an unsecured credit card for people with bad credit. It's important to note that cardholders may start out with less available credit, since the card’s annual fee of $0 - $99 will be charged when the account is opened.
What you should know before applying for the Indigo Credit Card:
To get the Indigo Credit Card you need a credit score between 300 to 639, meaning you can get this card even if you have bad credit. The Indigo Card is designed to help people improve their credit score, so it has easy approval requirements and it reports to all three major credit bureaus.
The Indigo Credit Card requires you to pre-qualify before officially applying. While pre-qualification indicates that you have high odds of approval, it doesn't guarantee...
The Indigo credit card is a good unsecured card for people with bad credit.
There aren't too many options out there in this category. If you want to build credit without making a security deposit, you should consider the Indigo, since it reports to the major credit bureaus (TransUnion, Experian and Equifax) on a monthly basis.
You can even pre-qualify with a soft inquiry and see if you're eligible without hurting your credit....
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