Yes, the Indigo credit card is legit. It's issued by Celtic Bank and serviced by Genesis FS Card Services, Inc.
It's an unsecured credit card for people with bad credit, offering the possibility of credit building by reporting to the major credit bureaus: TransUnion, Experian and Equifax.
By being a Mastercard it also offers some benefits like extended warranty, roadside assistance or rental car insurance.
On the other hand, it can have an annual fee of $0-$99, depending on your creditworthiness. Its regular APR is also higher-than-average: 24.9%, and offers a credit limit of only $300.
While it is a legit card, better options for people with bad credit exist. Secured cards have lower fees and interest and are easier to get approved for, because they require a refundable security deposit upon approval. Check out a few of them here.
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