Is it hard to get a Capital One Spark Cash Plus card? This question is about the Capital One Spark Cash Plus

Is it hard to get a Capital One Spark Cash Plus card?

This question is about the Capital One Spark Cash Plus

Kendall Morris, Credit Cards Moderator

@kendallmorris • 10/15/21 This answer was first published on 10/15/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, it is hard to get the Capital One Spark Cash Plus because it requires excellent credit for approval. Unless your credit score is 750 or higher and you have a lot of income, it will be difficult for you to get approved for the Capital One Spark Cash Plus card.

In order to get the Capital One Spark Cash Plus card, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You’ll also need to have an SSN.

Keep in mind that even if you meet all of the requirements for the Capital One Spark Cash Plus card, you’re never guaranteed to be approved.

What credit score do you need for a Capital One credit card?

You need a credit score of at least 700 (good credit) for the best Capital One credit card offers. However, other options are available for people with lower scores. It is possible to get approved for a credit card from Capital One with limited credit history or a bad credit score, for example.

Capital One Credit Score Requirements by Card

Capital One Venture Rewards Credit Card: 700 (Good credit)
Capital One VentureOne Rewards Credit Card: 700 (Good credit)
Capital One Quicksilver Cash Rewards Credit Card: 700+ (Good credit)
Capital One SavorOne Cash Rewards Credit Card:...

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What's the easiest unsecured credit card to get approved for?

One of the easiest unsecured cards to get approved for is the Credit One Bank® Platinum Visa® for Rebuilding Credit because you can get approved for it even with bad credit. This card offers a $300 starting spending limit, and you can use it wherever Visa is accepted.

Easiest Unsecured Credit Cards to Get Approved For

Credit One Bank® Platinum Visa® for Rebuilding Credit: Bad Credit
Capital One QuicksilverOne Cash Rewards Credit Card: No Credit
Petal® 2 Visa® Credit Card: No Annual Fee
Capital One SavorOne Student Cash Rewards Credit Card: Students
Capital One Spark Classic for Business: Small Business
The easiest unsecured credit...

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How do I get a credit card for the first time?

To get a credit card for the first time, you should first check if you have any credit history, then compare cards and pick the best offer before applying. In order to be eligible to apply for your first credit card, you must be at least 18 years old and have enough income to afford monthly credit card payments. Below, you can learn more about the process of picking, applying for and getting your first...

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WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Petal® 2 Visa® Credit Card, Capital One Savor Cash Rewards Credit Card, Journey Student Rewards from Capital One, and Capital One Spark Cash Plus

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