Yes, it is hard to get the Citi® Double Cash Card – 18 month BT offer because it requires a credit score of 700 or higher for approval. Unless your have at least good credit and a lot of income, it will be difficult for you to get approved for the Citi Double Cash Card.
In order to get the Citi Double Cash Card, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You’ll also need to have an SSN.
Keep in mind that even if you meet all of the requirements for the Citi Double Cash Card, you’re never guaranteed to be approved.
The credit score you need for the Citi Double Cash Card is 700+. This means you need at least good credit to get approved for this card. Simply having a 700 credit score does not guarantee approval, however. There are other factors in play, including how your income compares to your debt obligations, and your overall ability to make credit card payments.
You need a credit score of at least 700 to get a Citi credit card in most cases. That means applicants for Citi credit cards need at least good credit to be approved. But it really depends on which card you’re after. Some Citi credit cards require higher scores, and one accepts applicants with limited credit history.
Here are the Citi credit score requirements:
Limited History: For those with little or no credit history, the...
The easiest Citi card to get is the Citi® Secured Mastercard®. This is the only Citi card that will accept applicants with limited credit (less than 3 years of credit history). This card requires a $200 refundable security deposit, but has a $0 annual fee. It also helps you build credit history with monthly reporting to all three major credit bureaus (TransUnion, Equifax, and Experian).
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