Is it hard to get the Bank of America Travel Rewards credit card?

The Bank of America Travel Rewards credit card credit score requirement is 750 or better. That means people with at least excellent credit have a shot at getting approved for this card.

Other Bank of America Travel Rewards credit card Requirements

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Bank of America Travel Rewards credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.... read full answer

Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the Bank of America Travel Rewards credit card credit score requirement. You can check your credit score for free on WalletHub.

The Bank of America credit score requirement is 750 or higher for the best Bank of America credit card offers, though other options are available for people with lower scores. It is possible to get approved for a credit card from Bank of America with a bad credit score, for example.... read full answer

Bank of America Credit Score Requirements by Card

• Bank of America® Customized Cash Rewards Secured Credit Card: 300 (Bad credit)
• Bank of America® Unlimited Cash Rewards Secured Credit Card: 300 (Bad credit)
• BankAmericard® Secured Credit Card: 300+ (Bad credit)
• Bank of America® Travel Rewards credit card for Students: 750+ (Excellent)
• Bank of America® Unlimited Cash Rewards credit card for Students: less than 3 years of credit history+ (Limited History)
• Bank of America® Customized Cash Rewards credit card for Students: 750+ (Excellent)
• Bank of America® Premium Rewards® credit card: 750+ (Excellent credit)
• BankAmericard® credit card: 750+ (Excellent credit)
• Bank of America® Travel Rewards credit card: 750+ (Excellent credit)
• Bank of America® Customized Cash Rewards credit card: 750+ (Excellent credit)
• Bank of America® Unlimited Cash Rewards credit card: 750+ (Excellent credit)
• Bank of America® Premium Rewards® Elite Credit Card: 750+ (Excellent credit)

Keep in mind that it’s best to wait to apply for a given card until you meet the credit score requirement. You can check your credit score for free on WalletHub.

You should also note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for a Bank of America credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.

The easiest Bank of America credit card to get is the Bank of America® Customized Cash Rewards Secured Credit Card because applicants can get approved with bad credit. This means the odds of approval are good even with a credit score below 640. On the other hand, the majority of Bank of America credit cards require excellent credit in order to qualify.... read full answer

Easiest Bank of America Credit Cards to Get

• Bank of America® Customized Cash Rewards Secured Credit Card: requires bad credit or better
• BankAmericard® Secured Credit Card: requires bad credit or better

Having one of these Bank of America credit cards may increase your chances of landing a higher-tier credit card in the future, if you use it responsibly. That means paying your bill on time every month and keeping your credit utilization below 30% of your credit limit.