Chip Lupo, Credit Card Writer
Yes, the Citi® Diamond Preferred® Card is hard to get, as it requires at least good credit (a credit score of 700+) for approval. Citi will also consider your payment history, credit utilization, and annual income to help determine if you qualify.
What to know before applying for the Citi Diamond Preferred:
It’s worth noting that the Citi Diamond Preferred will be harder to get for some people, seeing as the average credit score in the U.S. is close to the minimum required for approval. Be sure to check your free credit score before you apply to assess your odds of being approved.
You can get a better idea of how hard it will be to get a Citi Diamond Preferred through Citibank’s online pre-screen tool. You’ll know in a matter of seconds if you’re pre-selected for Citi Diamond Preferred and other Citi credit cards, based on the information you enter. Plus, this tool doesn’t affect your credit score, as the process is done using a soft inquiry.
Citi® Diamond Preferred® Card
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