WalletHub, Financial Company
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Yes, Merrick Bank is a legitimate credit card company. It issues both Visa and Mastercard credit cards, and it has nearly three million customers. This company is specialized in helping customers build or rebuild their credit.
Here’s why Merrick Bank is legit:
- Merrick Bank is an authorized company, founded in 1997.
- Merrick Bank has been accredited by the Better Business Bureau (BBB) since 2012. It also has an "A" rating from BBB.
- Nearly 3 million people have a Merrick Bank credit card.
- All Merrick Bank credit cards benefit from zero liability protection, so you won’t be held responsible for unauthorized charges made with your card or account information.
As you can see, Merrick Bank is a legit company. However, whether a Merrick Bank credit card is the best option for you depends on your unique financial needs. The Merrick Bank Classic Secured Credit Card, for example, is a good way to start building or rebuilding your credit, as it is open to applicants with bad credit.
Here are some of the best Merrick Bank credit cards:
- Overall: Merrick Bank Classic Secured Credit CardMerrick Bank Classic Secured Credit CardLearn MoreLearn More
- Quick Credit Limit Increase: Merrick Bank Double Your Line® Secured Credit CardMerrick Bank Double Your Line® Secured Credit CardLearn MoreLearn More
- No Deposit: Merrick Bank Credit CardMerrick Bank Credit CardLearn MoreLearn More
You can also check out other secured credit card offers, as well as find some additional tips on how to improve your credit. You can also monitor your credit score for free, right here on WalletHub.
People also ask
Does Merrick Bank offer any unsecured credit cards?
Yes, Merrick Bank does offer an unsecured credit card, the Merrick Bank Credit Card. This card offers the opportunity to double your credit limit if you pay on time for the first 7 months the account is open.
The Merrick Bank Credit Card is available to people with bad credit. Just note that only people who have been pre-qualified can apply. If you haven’t already received a pre-qualified offer from Merrick Bank by mail, you can check if you’re pre-qualified online.
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read full answerHow can I get a Merrick Bank Secured card credit limit increase?
You can increase your Merrick Bank Secured Card limit:
- at any time by adding money to your security deposit, but no more than 3000$;
- through regular account reviews, which can grant you credit line increases without the need for an additional deposit.
How long does it take to get a Merrick Bank credit card in the mail?
It should take up to 2 weeks to get your Merrick credit card in the mail after you get approved. However, some cardholders have reported a delivery time of almost a month. You should also keep in mind that the application process might also take up to 2 weeks. In case your card hasn’t been delivered in more than 2 weeks of approval, the best thing would be to call customer service at (800) 204-5936.
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