Is the Old Navy Card a credit card?

Yes, you can use your Old Navy Credit Card anywhere Mastercard is accepted, and that's pretty much anywhere that takes credit cards. More specifically, your Old Navy Credit Card is accepted at 10.7 million U.S. merchant locations and in more than 210 countries.

The Old Navy Store Card on the other hand, can only be used at Old Navy, Athleta, Banana Republic, and Gap. That’s because this is a … read full answerstore card and this type of credit cards can only be used at the merchants they’re connected with.

The Old Navy Credit Card credit limit is $1,000 or more; everyone who gets approved for this card is guaranteed this limit. This is also the minimum starting credit limit for the Old Navy Store Card.

For the most part, Old Navy Credit Card credit limits depend on each applicant's overall credit standing. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.… read full answer

How to Increase Your Old Navy Credit Card Credit Limit

You can ask to get a credit limit increase by calling the customer service number you see on the back of your card. However, it's best not to do that more than once a year. The issuer will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low is key for getting unsolicited credit line increases.

Yes, it is hard to get the Old Navy Credit Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Old Navy Credit Card.

In order to get the Old Navy Credit Card, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You’ll also need to have an SSN or ITIN.… read full answer

Keep in mind that even if you meet all of the requirements for the Old Navy Credit Card, you’re never guaranteed to be approved.