No, OpenSky doesn’t report as secured to credit bureaus. In fact, no secured credit card gets reported as "secured"; both secured and unsecured get reported the same way.
What is also worth noting is that OpenSky reports monthly to all three major credit bureaus; Equifax, Experian and TransUnion. So, paying your bill by the due date each month and staying well below your credit limit can help you build your credit and set yourself up for a better financial future.
The OpenSky Card does not have a credit score requirement because it doesn’t do a credit check. While your credit score won’t impact your approval odds, the OpenSky Card does require you to be at least 18 years old, have a Social Security number, and earn enough income to make minimum monthly payments.… read full answer
Like all no-credit-check credit cards, the OpenSky Card is a secured card, meaning it also requires a refundable security deposit for approval. You can learn about other no credit check credit cards on WalletHub.
The OpenSky® Secured Visa® Credit Card reports to the credit bureaus monthly, within days after the end of a cardholder’s monthly billing period. OpenSky reports the card’s credit limit, account balance, payment history, and more to all three of the major credit bureaus: TransUnion, Equifax, and Experian. Capital Bank may use a specific credit bureau more than another, depending on the applicant’s home state, and other factors.… read full answer
Once OpenSky reports your account information to a credit bureau, it may take a few days before the updates appear on your credit report. New OpenSky cardholders may not see any new credit account info on their credit report for one or two billing periods after getting a card.
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