Is Oportun Credit Card metal? This question is about the Oportun® Visa® Credit Card

Is Oportun Credit Card metal?

This question is about the Oportun® Visa® Credit Card

Chip Lupo, Credit Card Writer

@CLoop • 05/02/22 This answer was first published on 05/02/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Oportun® Visa® Credit Card is not a metal credit card, as it is made of plastic like most other credit cards. There’s no functional difference between a plastic card like the Oportun Credit Card and a metal credit card, though, so don’t dismiss the Oportun Credit Card just because it isn’t metal. If you like the card’s terms and benefits, you should still consider applying.

Metal credit cards are usually expensive luxury cards. Some popular examples of metal credit cards are the The Platinum Card® from American Express, U.S. Bank Altitude Reserve Visa Infinite® Card and Capital One Venture X Rewards Credit Card.

How do I get an Oportun Credit Card credit limit increase?

Currently, you can only get a Oportun Credit Card credit limit increase by being offered one.

After a few months of on-time payments, the issuer might consider you for a higher credit limit. In this case, you’ll receive a letter with details about your new limit. For better chances of being offered an increase, you can also work on improving your credit score and income.

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How long is the grace period for an Oportun personal loan payment?

Oportun offers a grace period of 7 to 15 days during which the company will not charge late fees, according to Oportun's website. The exact amount of time will differ from loan to loan. It is important to strive to make your payments on time, though.

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Which is the heaviest metal credit card?

The J.P. Morgan Reserve Credit Card and the The Ritz-Carlton Credit Card reportedly tie for the distinction of the heaviest metal credit card, weighing in at 1 ounce each. By comparison, most other metal credit cards weigh 0.5-0.7 ounces each. Plastic credit cards weigh about 0.17 ounces, or 5 grams, generally.

Heaviest Credit Cards List

J.P. Morgan Reserve Credit Card (invite only) – 1.0 ounce
The Ritz-Carlton Credit Card (no longer accepting new applicants) – 1.0 ounce
Mastercard® Gold Card – 0.77 ounces
The Platinum Card® from American Express – 0.6 ounces...

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WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Oportun® Visa® Credit Card, U.S. Bank Altitude Reserve Visa Infinite® Card, Mastercard® Gold Card, J.P. Morgan Reserve Credit Card, HSBC Elite Credit Card, and The Ritz-Carlton Credit Card

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