Is Petal 1 Card metal? This question is about the Petal® 1 Visa® Credit Card

Is Petal 1 Card metal?

This question is about the Petal® 1 Visa® Credit Card

Chip Lupo, Credit Card Writer

@CLoop • 04/29/22 This answer was first published on 04/29/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

The Petal® 1 Visa® Credit Card is not a metal credit card, as it is made of plastic like most other credit cards. There’s no functional difference between a plastic card like the Petal 1 Card and a metal credit card, though, so don’t dismiss the Petal 1 Card just because it isn’t metal. If you like the card’s terms and benefits, you should still consider applying.

Metal credit cards are usually expensive luxury cards. Some popular examples of metal credit cards are the Chase Sapphire Preferred® Card, J.P. Morgan Reserve Credit Card and The Platinum Card® from American Express.

Does Petal give credit increases?

Yes, Petal does give credit increases to cardholders who use their card responsibly over time.

Thanks to the Petal “Leap” program, cardholders who pay their bill on time for six straight months and maintain their credit score may automatically receive a credit limit increase. All Petal card credit limit increases are automatic, since Petal does not currently allow people to request a higher credit limit on demand.

To qualify for an automatic credit...

read full answer

Does the Petal One Credit Card do a hard inquiry?

Yes, the Petal 1 Card does run a hard inqurity when you apply for it. This might have a short-term negative effect on your credit score. This might have a short-term negative effect on your credit score.

However, when you submit your information for pre-approval, the issuer will only perform a soft pull on your credit which won’t affect your credit score. Just keep in mind that being pre-approved doesn’t guarantee your approval for a new...

read full answer

How do I get a custom metal credit card?

You can get a custom metal credit card by sending your plastic to a company that will convert it to metal. There are many third-party vendors that offer this kind of service, such as Lion Card and Metal-CreditCard.com.

How to Get a Custom Metal Credit Card

Find a trustworthy third-party vendor. Both Metal-CreditCard.com and Lion Card have been in business for more than 5 years and have mostly positive reviews. In addition, they both...

read full answer

Did we answer your question?

WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Petal® 1 Visa® Credit Card, J.P. Morgan Reserve Credit Card, U.S. Bank Altitude Reserve Visa Infinite® Card, and Petal® 2 Visa® Credit Card

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.