Is the Prosper Card a credit card?

The Prosper® Card is a Mastercard, not a Visa. You can use your Prosper® Card at nearly 11 million merchants that accept Mastercard nationwide, and you can use it abroad in more than 200 countries and territories.

There are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including ... read full answerextensive worldwide acceptance. As a result, it’s more worthwhile to compare individual credit card offers than to focus on getting a card from a particular network.

You can make a Prosper® Card payment online, by phone, through the Prosper mobile app or by mail. To pay a Prosper® Card bill online, log in to your online account find the payment button. Then, choose how much to pay, when to pay it, and where the payment is coming from. Prosper does allow cardholders to set up automatic payments, too.... read full answer

Ways to Make a Prosper® Card Payment

• By phone: Call 1-800-903-4697 (M-F, 8am-8pm EST) and enter your card information when prompted.
• Online: Log in to your online account and find the payment button.
• Through the mobile app: Log in to your account and select your card, then the payment button.
• By mail: Send a check or money order (but not cash) to

  Prosper Card

  P.O. Box 650078

  Dallas, TX 75265-0078.

  Make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too.

You can cancel your Prosper® Card by calling customer service at (800) 903-4697.

If there’s a balance remaining on the canceled account, you will still need to make at least the minimum payment every month until the balance is paid in full. You will also need to update the payment method for any recurring charges linked to your Prosper® Card.... read full answer

How Will Canceling Your Prosper® Card Impact Your Credit Score

When you cancel your Prosper® Card card, you may see a decrease in your credit score, depending on the card’s credit limit and how long you’ve had the card. You can get an idea of how much a canceled credit card will affect your credit score by using WalletHub’s free credit score simulator.