Chip Lupo, Credit Card Writer
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Yes, the Prosper® Card is a credit card. The Prosper® Card is issued by Coastal Community Bank, works wherever Mastercard is accepted, reports to the credit bureaus, and allows you to pay off purchases over time. There are quite a few important things to know about the card before you apply, though.
Key Facts About the Prosper® Card
- Issuer: Coastal Community Bank
- Network: Mastercard
- Credit requirement: Fair
- Annual fee: $0 intro 1st yr with auto pay, $39 after*
- APR: 23.74% - 34.74% Variable
- Foreign transaction fee: 1%
To sum things up, Prosper® Card is a credit card, but it may or may not be the best credit card for you depending on your needs, qualifications and spending habits.
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