Is store credit a good idea? This question is about Store Credit Cards

Is store credit a good idea?

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This question is about Store Credit Cards

Ryan P Page, Staff Writer

@ryan_page • 02/17/23 This answer was first published on 02/17/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Store credit is a good idea, provided you shop with the vendor enough to use the credit. A store credit is typically an amount available for use with a retailer after returning a product to a store, given in place of a cash refund.

You can also get store credit when you open a store credit card account. Getting a store credit card is a good idea because store credit cards help you build credit history and can offer rewards or discounts that will help you save money. Store cards are also fairly easy to get, as they usually require a fair credit score for approval.

Best Store Credit Cards of 2023

Groceries & More: Walmart® Store CardWalmart® Store CardLearn MoreLearn More
Online Shopping: Amazon.com Store CardAmazon.com Store CardLearn MoreLearn More
Best Rewards: Target Credit CardTarget Credit CardLearn MoreLearn More
Store Card for Bad Credit: Fingerhut Credit AccountFingerhut Credit AccountLearn MoreLearn More

Make sure you compare all the best store card offers on WalletHub to see which cards can help you save the most money.

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