Is Surge Credit Card metal? This question is about the Surge® Platinum Mastercard®

Is Surge Credit Card metal?

This question is about the Surge® Platinum Mastercard®

Chip Lupo, Credit Card Writer

@CLoop • 04/29/22 This answer was first published on 04/29/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Surge® Platinum Mastercard® is not a metal credit card, as it is made of plastic like most other credit cards. There’s no functional difference between a plastic card like the Surge Credit Card and a metal credit card, though, so don’t dismiss the Surge Credit Card just because it isn’t metal. If you like the card’s terms and benefits, you should still consider applying.

Metal credit cards are usually expensive luxury cards. Some popular examples of metal credit cards are the Chase Sapphire Preferred® Card, J.P. Morgan Reserve Credit Card and The Platinum Card® from American Express.

Does Surge increase your credit limit?

Yes, the Surge Credit Card will consider you for a credit limit increase if you make the first six monthly payments on time. After that, the Surge Credit Card’s issuer, Continental Finance, will continue to evaluate your account periodically to give you the opportunity for even higher Surge Credit Card credit limits.

Requirements for a Surge Credit Card Credit Line Increase

Keep your account open for at least six months.
Make at least minimum monthly payments.
Pay your...

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Which is the heaviest metal credit card?

The J.P. Morgan Reserve Credit Card and the The Ritz-Carlton Credit Card reportedly tie for the distinction of the heaviest metal credit card, weighing in at 1 ounce each. By comparison, most other metal credit cards weigh 0.5-0.7 ounces each. Plastic credit cards weigh about 0.17 ounces, or 5 grams, generally.

Heaviest Credit Cards List

J.P. Morgan Reserve Credit Card (invite only) – 1.0 ounce
The Ritz-Carlton Credit Card (no longer accepting new applicants) – 1.0 ounce
Mastercard® Gold Card – 0.77 ounces
The Platinum Card® from American Express – 0.6 ounces...

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How do I check my Surge Credit Card application status?

You can check your Surge Credit Card application status by calling the issuer’s customer service department at (866) 449-4514. Just note that you may receive a decision almost immediately on the application page, with a letter to follow within a few days. There is no tool to check your application status online.

You may not like what you learn when you check your application status. But those who get denied can still ask the issuer for reconsideration....

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WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: J.P. Morgan Reserve Credit Card, Mastercard® Gold Card, U.S. Bank Altitude Reserve Visa Infinite® Card, HSBC Elite Credit Card, and The Ritz-Carlton Credit Card

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