Paddy Sullivan, WalletHub Credit Card Advisor
Yes, Chase Sapphire Reserve® is a metal card. There’s no plastic version, so there’s no need to specifically request the card in metal when you apply. That’s what you’ll automatically get if you’re approved for an account.
It is worth noting that the Chase Sapphire Reserve card’s annual fee is $550. So, you really need to decide whether its terms make it worthwhile for you, metal aside. Let’s go through Chase Sapphire Reserve’s perks to help you make the right call.
Here’s why you should get the Chase Sapphire Reserve card:
- Initial bonus: 60,000 bonus points for spending $4,000 in the first 3 months.
- Annual travel credit: You will receive a $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Ongoing rewards: With this card, you can earn a total of 10 points per $1 spent on hotels and car rentals booked through Chase, a total of 10 points per $1 spent on prepaid restaurant reservations or takeout orders made through Chase, a total of 5 points per $1 spent on flights purchased through Chase, 3 points per $1 spent on all other travel and dining purchases, and 1 point per $1 on all other purchases.
- Travel insurance: Chase Sapphire Reserve gives travel accident insurance, trip cancellation/interruption insurance, trip delay reimbursement, baggage delay insurance, and more.
- Other perks: You have access to 1,300+ airport lounges worldwide after enrolling in Priority Pass Select (one-time enrollment). Plus, you’ll also receive up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck.
Keep in mind that you shouldn’t apply for the Chase Sapphire Reserve card just because it’s made of metal. Whether you should apply for the Chase Sapphire Reserve depends on how much you travel. That’s because frequent flyers will get enough value out of the Chase Sapphire Reserve perks to make the card’s annual fee worth it. If that’s the case for you, the metal card is just the icing on the cake.
You should also remember that the Chase Sapphire Reserve card is not the only metal option out there. Chase Sapphire Preferred® Card, The Platinum Card® from American Express, and Capital One Venture Rewards Credit Card all come in metal. So, before getting a metal credit card, make sure it fits your individual needs and budget.
Chase Sapphire Reserve®
Patrick ODonnell, Member
I actually just received a plastic Sapphire Reserve in the mail yesterday.
I didn’t request this, and my current card (metal) doesn’t expire for three more years.
The only diff (besides being plastic) is that the new plastic card has tap to pay, where my current metal card does not.
I plan on reaching out to chat to see why they are sending me a plastic card that I didn’t ask for, and don’t want/need.
Actually, I was incorrect. My mother got my mail, I asked her to open it, and she was mistaken in thinking it was plastic.
Malcolm Camps, Member
Yes, all Chase Sapphire Reserve cards are metal, with a blue finish. They look pretty neat.
People also ask
Casey Faber, Member
Yes, it's metal from the start, so you don't need to worry, It'll be cool-looking without any effort.
Did we answer your question?