Yes, Chase Sapphire Reserve® is a metal card. There’s no plastic version, so there’s no need to specifically request the card in metal when you apply. That’s what you’ll automatically get if you’re approved for an account.
It is worth noting that the Chase Sapphire Reserve card’s annual fee is $550. So, you really need to decide whether its terms make it worthwhile for you, metal aside. Let’s go through Chase Sapphire Reserve’s perks to help you make the right call.
Here’s why you should get the Chase Sapphire Reserve card:
Initial bonus: 60,000 bonus points for spending $4,000 in the first 3 months.
Annual travel credit: You will receive a $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
Ongoing rewards: With this card, you can earn a total of 10 points per $1 spent on hotels and car rentals booked through Chase, a total of 10 points per $1 spent on prepaid restaurant reservations or takeout orders made through Chase, a total of 5 points per $1 spent on flights purchased through Chase, 3 points per $1 spent on all other travel and dining purchases, and 1 point per $1 on all other purchases.
Travel insurance: Chase Sapphire Reserve gives travel accident insurance, trip cancellation/interruption insurance, trip delay reimbursement, baggage delay insurance, and more.
Other perks: You have access to 1,300+ airport lounges worldwide after enrolling in Priority Pass Select (one-time enrollment). Plus, you’ll also receive up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck.
Keep in mind that you shouldn’t apply for the Chase Sapphire Reserve card just because it’s made of metal. Whether you should apply for the Chase Sapphire Reserve depends on how much you travel. That’s because frequent flyers will get enough value out of the Chase Sapphire Reserve perks to make the card’s annual fee worth it. If that’s the case for you, the metal card is just the icing on the cake.
I actually just received a plastic Sapphire Reserve in the mail yesterday. I didn’t request this, and my current card (metal) doesn’t expire for three more years. The only diff (besides being plastic) is that the new plastic card has tap to pay, where my current metal card does not.
I plan on reaching out to chat to see why they are sending me a plastic card that I didn’t ask for, and don’t want/need.
Actually, I was incorrect. My mother got my mail, I asked her to open it, and she was mistaken in thinking it was plastic.
Yes, Chase Sapphire Reserve is worth its $550 annual fee if you spend at least $4,000 in the first 3 months and qualify for the card’s initial bonus of 60,000 points. Frequent travelers will also get a lot of value out of Chase Sapphire Reserve because it comes with a $300 annual travel credit and good ongoing rewards.… read full answer
Chase Sapphire Reserve Worth: Key Considerations
You earn 1 - 10 points / $1 spent on purchases, including 10 points / $1 spent on select travel expenses.
You’ll have an opportunity to earn an initial bonus of 60,000 bonus points for spending $4,000 in the first 3 months.
Chase Ultimate Rewards Reserved points are worth 50% more than usual when you redeem them for travel through Chase Ultimate Rewards Reserved.
There are several types of travel insurance, including a $1 million benefit for serious injury or death.
You get a Priority Pass Select airport lounge membership that would usually cost $429 a year.
You’ll receive a $300 travel credit each account anniversary year.
Tips for Getting the Most Out of Chase Sapphire Reserve
Chase Sapphire Reserve’s attractive features are only worth it if you travel frequently and have the excellent credit needed to get approved. You’ll also need to earn enough rewards – or utilize enough of the card’s other perks – to make it worth owning.
For example, if you make the most of the Priority Pass membership ($429 annual value), along with the $300 annual travel credit, you’d recoup the entire annual fee. That shouldn’t be hard for frequent travelers to do every year. And the more benefits you take advantage of, the less you need to spend to break even.
Finally, in order for Chase Sapphire Reserve to be worth it, it’s important to pay the bill in full each month. Otherwise, you’ll end up paying a 21.24% - 28.24% (V) interest rate on the unpaid balance, which will decrease the overall value of the card’s perks and rewards.
More moderate spenders looking for a travel rewards card without the huge annual fee should check out our editors’ picks for the best travel rewards credit cards to help narrow the search.
The J.P. Morgan Reserve Credit Card and The Ritz-Carlton Credit Card reportedly tie for the distinction of heaviest credit card, weighing in at 1 ounce each. By comparison, most other metal credit cards weigh 0.5-0.7 ounces each. Plastic credit cards weigh about 0.17 ounces, or 5 grams, generally.
But it’s not the size of the credit card in the fight that matters; it’s the size of the fight in the credit card. In other words, instead of getting bogged down by your credit card’s counter appeal, focus on earning more rewards and paying less in fees. WalletHub’s free CardAdvisor tool can help you find the right card for your needs.
The best Chase metal credit card is the Chase Sapphire Preferred® Card. This card offers 60,000 bonus points for spending $4,000 in the first 3 months. Plus, you can earn 1 - 5 points per $1 spent on purchases. The card’s annual fee is $95 and it requires at least good credit for approval.
Keep in mind that although metal credit cards look cool, you shouldn’t apply for a card just because it’s made of metal. You should make sure that any metal credit card you get also has worthwhile perks and is a card that fits your individual needs and budget.… read full answer
Ultimately, feel free to also check out WalletHub’s recommendations for the best metal credit cards on the market, to see which one suits your needs.
Yes, it's metal from the start, so you don't need to worry, It'll be cool-looking without any effort.
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