Is the U. S. Bank Platinum Card hard to get?

One of the easiest U.S. Bank credit card you can get is the U.S. Bank Secured Visa® Card. This card is available to applicants with bad credit and requires a minimum deposit of $300 to open the account. The deposit will act as your credit limit.

Beyond secured credit cards, U.S. Bank offers several unsecured credit cards for good or excellent credit. So, it would be a good idea to first see the ... read full answerminimum credit needed for each card and check your credit score before applying for one.

U.S. Bank credit limits are $300 at a minimum, depending on the card. The U.S. Bank credit card with the highest starting credit limit is the U.S. Bank Secured Visa® Card, which has a maximum credit limit of $5,000, depending on the deposit amount.

Don’t be surprised if you can’t find any credit limit details in the U.S. Bank card terms, since U.S. Bank doesn’t list the minimum credit limit for many of its credit cards. You’ll find out your card’s credit limit after approval, though, and applicants with a high income and excellent credit will generally get the highest U.S. Bank credit limits. ... read full answer

U.S. Bank credit card approval odds are best for people with a good or excellent credit score of 700+, an annual income of $50,000+, and relatively little debt. Applicants will also need to be 18+ years old with a U.S. mailing address and an SSN or ITIN to get a U.S. Bank credit card.... read full answer

Some U.S. Bank cards may give you higher approval odds than others, though, depending on your credit score. Applicants who choose the right offer can get approved with fair or bad credit.

Credit Requirements for Good U.S. Bank Credit Card Approval Odds

• U.S. Bank Altitude Reserve Visa Infinite® Card: Excellent credit
• U.S. Bank Cash+® Visa Signature® Card: Good credit or better
• U.S. Bank Secured Visa® Card: Bad credit or better
• Harley-Davidson® Secured Credit Card: Bad credit or better

While credit scores are very important, U.S. Bank credit card approval depends on several other factors as well. For example, applicants need to have enough income to make payments on the card. U.S. Bank will also look at your monthly housing costs and existing debts when considering your application.

For a list of credit cards that you’ll have solid approval odds for, create a free WalletHub account and check out your personalized card suggestions.