Yes, Chase Sapphire Reserve is a metal card. There’s no plastic version, so there’s no need to specifically request Chase Sapphire Reserve in metal when you apply. That’s what you’ll automatically get if you’re approved for an account. While many people like the feel and aesthetic of metal cards, or see them as status symbols, those are the only benefits. Metal won’t save you more money or keep your account any safer.
Plus, the Chase Sapphire Reserve card costs $450 every year. So you really need to decide whether Chase Sapphire Reserve’s terms make it worthwhile for you, metal aside. Let’s go through Reserve’s perks other than a cool design to help you make the right call.
Here’s why to get the Chase Sapphire Reserve metal card:
- 50,000-point bonus for spending $4,000 in the first three months
- $300 annual travel credit
- 3x points on travel and dining
- 1.5 cents a point (50% extra) when you redeem through Chase’s travel website.
You don’t have to do anything special to get the Chase Sapphire Reserve metal card once you’re approved. But whether you should apply in the first place depends on how much you travel. It’s mostly frequent flyers who will get enough value out of the Chase rewards program to make the $450 worth it. If that’s the case for you, the metal card is just the icing on the cake.
You should also remember that the Reserve card is not the only metal option out there. Chase Sapphire Preferred, American Express Platinum, and Capital One Venture Rewards all come in metal.