Is the U.S. Bank Altitude Go Card a good first time credit card?

The credit score that you need for the U.S. Bank Altitude® Go Visa Signature® Card is 750, at a minimum. That means people with excellent credit have a shot at getting approved for the U.S. Bank Altitude Go Card.

Other U.S. Bank Altitude Go Approval Requirements

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the U.S. Bank Altitude Go Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.... read full answer

If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the U.S. Bank Altitude Go credit score requirement. You can check your credit score for free, right here on WalletHub.

One of the easiest U.S. Bank credit card you can get is the U.S. Bank Secured Visa® Card. This card is available to applicants with bad credit and requires a minimum deposit of $300 to open the account. The deposit will act as your credit limit.

Beyond secured credit cards, U.S. Bank offers several unsecured credit cards for good or excellent credit. So, it would be a good idea to first see the ... read full answerminimum credit needed for each card and check your credit score before applying for one.

The kind of credit card that is good for beginners is either an unsecured or a secured card with annual fees as low as $0 and high approval odds. It’s worth noting that some of the best credit cards for beginners even offer rewards.

The card you’re going to pick should also report monthly to the ... read full answermajor credit bureaus so that you can build your credit.

Best Credit Cards for Beginners in 2023

• Capital One Platinum Credit Card : Overall
• Petal® 2 Visa® Credit Card : Rewards & No Annual Fee
• Capital One QuicksilverOne Cash Rewards Credit Card : Cash Back
• OpenSky® Secured Visa® Credit Card : No Credit Check
• Capital One SavorOne Student Cash Rewards Credit Card : For Students

You can also take a look at our editors’ latest picks for the best starter credit cards on the market to see which one suits your needs better.

Ultimately, please note that as long as you remember to pay your bill on time and in full every month, you will be able to gradually build credit. And within a few years, you could qualify for one of the market’s best overall credit cards.