No, U.S. Bank is not part of Bank of America. U.S. Bank and Bank of America are two separate publicly traded companies, and they occupy two of the top 10 spots among the largest banks in the United States by total assets. They are not affiliated in any way.
In fact, U.S. Bank and Bank of America have little in common aside from their size and similar product offerings. U.S. Bank is more regional, operating in 26 states with a large presence in the Midwest. Bank of America is a national brand with locations in 37 states and nearly four times more assets than U.S. Bank.
U.S. Bank and Bank of America at a Glance
Bank of America
Bank of America Corp
Ranking by Total Assets
2,900 (26 states)
4,200 (37 states)
If you’re in the market for a new bank, check out our free comparison tool.
The easiest Bank of America credit card to get is the Bank of America® Customized Cash Rewards Secured Credit Card because applicants can get approved with bad credit. This means the odds of approval are good even with a credit score below 640. On the other hand, the majority of Bank of America credit cards require limited to excellent credit in order to qualify.… read full answer
Having one of these Bank of America credit cards may increase your chances of landing a higher-tier credit card in the future, if you use it responsibly. That means paying your bill on time every month and keeping your credit utilization below 30% of your credit limit.
Another card offered by U.S. Bank that is easy to get is the Harley-Davidson® Secured Credit Card. This card also requires a minimum deposit of $300. Keep in mind that the amount you put down as a deposit for either card becomes your credit limit.… read full answer
Given that the credit account is secured, you can get approved for these cards easily, even with bad (300+) credit. The U.S. Bank Secured Visa® Card has an annual fee of $0 and the Harley-Davidson® Secured Credit Card’s annual fee is $0.
Beyond secured credit cards, U.S. Bank offers several unsecured credit cards for good or excellent credit. So, it would be a good idea to first see the minimum credit needed for each card and check your credit score before applying for one.
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