Chip Lupo, Credit Card Writer
@CLoop
No, U.S. Bank and Bank of America are not the same company. U.S. Bank and Bank of America are two separate publicly traded businesses, and they occupy two of the top 10 spots among the largest banks in the United States by total assets. They are not affiliated in any way.
In fact, U.S. Bank and Bank of America have little in common aside from their size and similar product offerings. U.S. Bank is more regional, operating in 28 states, with a large presence in the Midwest. Bank of America is a national brand with locations in 45 states and nearly four times more assets than U.S. Bank.
U.S. Bank Vs. Bank of America
| Bank Name | U.S. Bank | Bank of America |
| Parent Company | U.S. Bancorp | Bank of America Corp |
| Ranking by Total Assets | 5th | 2nd |
| Locations | More than 2,400 (28 states) | Around 3,900 (45 states) |
| Founded | 1863 | 1998 |
| Headquarters | Minneapolis, MN | Charlotte, NC |
If you’re in the market for a new bank, check out our free comparison tool to weigh your options.
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What's the easiest Bank of America credit card to get?
The easiest Bank of America credit card to get is the Bank of America® Customized Cash Rewards Secured Credit Card because applicants can get approved with bad credit. This means the odds of approval are good even with a credit score below 640. On the other hand, the majority of Bank of America credit cards require excellent credit in order to qualify.
Easiest Bank of America Credit Cards to Get
- Bank of America® Customized Cash Rewards Secured Credit Card: requires bad credit or better
- BankAmericard® Secured Credit Card: requires bad...
What is the easiest U.S. Bank credit card to get?
One of the easiest U.S. Bank credit card you can get is the U.S. Bank Secured Visa® Card. This card is available to applicants with bad credit and requires a minimum deposit of $300 to open the account. The deposit will act as your credit limit.
Beyond secured credit cards, U.S. Bank offers several unsecured credit cards for good or excellent credit. So, it would be a good idea to first see the minimum credit needed for each card and check your credit score before applying...
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