No, Walmart is not part of the Chase grocery store list. The Chase bonus rewards category for grocery stores includes full-service grocery store chains, smaller stores that mainly sell groceries, online grocers, and grocery delivery services, but not big-box stores such as Walmart and Target that sell a wide variety of goods.
The good news for Walmart shoppers is that while the superstore is excluded from the Chase grocery store bonus rewards category right now, Walmart has been one of Chase Freedom Flex’s rotating bonus categories in the past. Items purchased at physical Walmart stores and Walmart.com got 5% cash back after cardholders activated the bonus, up to $1,500 spent in that quarter. Purchase amounts above the quarterly limit get the base rate of 1% cash back.
Walmart is not considered a grocery store for credit cards. Major credit card networks assign a specific merchant category code (MCC) to purchases made at traditional grocery stores. This code doesn’t include “big-box” retailers like Walmart or Target because they sell a lot more than groceries. But Walmart Neighborhood Markets are considered grocery stores for credit cards since they sell groceries exclusively.… read full answer
If you want to earn bonus rewards on groceries purchased at Walmart, consider the Walmart Store Card. It offers 3% cash back on walmart.com purchases, including grocery pickup. The card also gives 2% cash back on Walmart and Murphy USA gas purchases. All in-store purchases, including groceries, yield 1% cash back.
No, Costco is not part of the Chase grocery store list. Chase gives bonus rewards for grocery purchases made with eligible credit cards at full-service grocery store chains, smaller stores that primarily sell groceries, and grocery pickup and delivery services, if classified as a grocery store or supermarket. Wholesale clubs such as Costco and Sam’s Club do not qualify as grocery stores for Chase’s grocery store bonus category.… read full answer
The good news for Costco shoppers is that Chase Freedom Flex℠ occasionally has a bonus category for wholesale clubs. While Costco only accepts Visa cards for in-store purchases, you can use the Chase Freedom Flex card, which is on the Mastercard network, for online grocery delivery orders. Costco.com takes Mastercard, Discover, and Visa cards. Groceries and any other items you buy on Costco.com will get 5% cash back, up to $1,500 spent each quarter when the wholesale clubs bonus category is activated.
It should also be noted that Chase has not announced when Chase Freedom Flex will have wholesale clubs as a quarterly bonus category again. Costco purchases were last eligible for 5% cash back in January, February, and March 2021.
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