Is the Wells Fargo Active Cash Card a good first time credit card? This question is about the Wells Fargo Active Cash® Card

No, the Wells Fargo Active Cash® Card is not a good first-time credit card because it is only available to people with good credit or better. People who’ve never owned a credit card are unlikely to get approved unless they’ve built good credit through other means. There are plenty of good first-time credit cards on the market, though. Best First-Time Credit Cards Rates & FeesOverall: Capital One Platinum Credit CardCapital One Platinum Credit CardLearn MoreLearn Moreon issuer's websiteRates & FeesStudents: Capital One SavorOne Student Cash Rewards Credit CardCapital One SavorOne Student Cash Rewards Credit CardLearn MoreLearn Moreon issuer's websiteCash Back: Petal® 2 Visa® Credit CardPetal® 2 Visa® Credit CardLearn MoreLearn MoreRates & FeesBest Rewards: Capital One QuicksilverOne Cash Rewards Credit CardCapital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn Moreon issuer's websiteNo Credit Check: OpenSky® Secured Visa® Credit CardOpenSky® Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website You can learn more about the best first-time credit cards on WalletHub.

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Is the Wells Fargo Active Cash Card a good first time credit card?

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This question is about the Wells Fargo Active Cash® Card

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Chip Lupo, Credit Card Writer

@CLoop • 09/09/22 This answer was first published on 09/09/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, the Wells Fargo Active Cash® Card is not a good first-time credit card because it is only available to people with good credit or better. People who’ve never owned a credit card are unlikely to get approved unless they’ve built good credit through other means. There are plenty of good first-time credit cards on the market, though.

Best First-Time Credit Cards

Rates & FeesOverall: Capital One Platinum Credit CardCapital One Platinum Credit CardLearn MoreLearn Moreon issuer's website
Rates & FeesStudents: Capital One SavorOne Student Cash Rewards Credit CardCapital One SavorOne Student Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
Cash Back: Petal® 2 Visa® Credit CardPetal® 2 Visa® Credit CardLearn MoreLearn More
Rates & FeesBest Rewards: Capital One QuicksilverOne Cash Rewards Credit CardCapital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
No Credit Check: OpenSky® Secured Visa® Credit CardOpenSky® Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website

You can learn more about the best first-time credit cards on WalletHub.

Is it hard to get a Wells Fargo Active Cash card?

Yes, it is hard to get the Wells Fargo Active Cash® Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Wells Fargo Active Cash.

In order to get the Wells Fargo Active Cash, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You’ll also need to...

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What credit score do you need for the Wells Fargo Active Cash card?

The credit score needed for the Wells Fargo Active Cash card is 700 or better. That means people with at least good credit have a shot at getting approved for this card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Wells Fargo Active Cash card, too. Some other key criteria include your income, existing debt load, number of open accounts,...

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Does the Wells Fargo Active Cash card have pre-approval?

Yes, the Wells Fargo Active Cash card does have pre-approval, but only through pre-approved offers the issuer extends via mail or e-mail. Wells Fargo also extends pre-approved offers to existing customers through their online account. However, people interested in applying for the Wells Fargo Active Cash card can check if they've been preselected online.

You can also use WalletHub’s CardAdvisor tool and learn how easy it is to find the right credit card for you. Just answer a few general...

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