Chip Lupo, Credit Card Writer
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The Wells Fargo Reflect® Card is not a metal credit card, as it is made of plastic like most other credit cards. There’s no functional difference between a plastic card like the Wells Fargo Reflect Card and a metal credit card, though, so don’t dismiss the Wells Fargo Reflect Card just because it isn’t metal. If you like the card’s terms and benefits, you should still consider applying.
Metal credit cards are usually expensive luxury cards. Some popular examples of metal credit cards are the Chase Sapphire Preferred® Card, Capital One Venture Rewards Credit Card and Chase Sapphire Reserve®.
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