Does the JCPenney Credit Card offer cell phone insurance? This question is about the JCPenney Credit Card

Does the JCPenney Credit Card offer cell phone insurance?

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This question is about the JCPenney Credit Card

Chip Lupo, Credit Card Writer

@CLoop • 07/20/22 This answer was first published on 07/20/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The JCPenney Credit Card does not offer cell phone insurance. Cell phone insurance on other cards reimburses the cost of repairing or replacing a damaged or stolen phone if a cardholder regularly pays the phone bill with the card, though it’s not a benefit commonly offered by credit card issuers.

If you’re looking for a credit card with cell phone protection, some good options include the SoFi Credit Card, the Hotels.com Credit Card, and the Capital One Venture X card.

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How does JCPenney Credit Card purchase protection work?

The JCPenney Credit Card does not have purchase protection. In fact, purchase protection has never been a JCPenney Credit Card benefit, since Synchrony Bank has always opted to put other perks on this card. This is pretty common, unfortunately, as only around half of the major credit card issuers still offer purchase protection on at least one of their credit cards.... read full answer

Although the JCPenney Credit Card doesn’t have purchase protection, applying could still make a lot of sense in the right situation. The JCPenney Credit Card has zero liability fraud insurance and an introductory purchase APR of 0% for 18 months. It also has an annual fee of $0. All in all, the JCPenney Credit Card is a good card for people who shop at JCPenney.

If you’re set on finding a good credit card for purchase protection, consider checking out the Slate Edge card or the Amazon.com Credit Card. Both credit cards have great purchase protection coverage, according to the most recent WalletHub purchase protection study.

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Does JCPenney Credit Card offer an extended warranty?

No. JCPenney Credit Card does not offer extended warranty protection. JCPenney Credit Card does have other benefits, though, including a $0 annual fee, 0% for 18 months on purchases, and zero fraud liability.

If you’re set on finding a card with good extended warranty coverage, consider checking out the Capital One Venture Rewards Credit Card or the Bank of America® Premium Rewards® credit card instead.

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What are the best Old Navy Credit Card benefits?

The best Old Navy Credit Card benefits are $0 fraud liability protection and monthly credit bureau reporting. These perks are certainly good to have, though it’s important to note that they are also relatively common benefits for credit cards.

Old Navy Credit Card Benefits

$0 fraud liability protection
Monthly credit bureau reporting
Rewards of 1 - 5 points per $1 on purchases... read full answer

While these benefits aren’t bad, the Old Navy Credit Card simply doesn’t have as many benefits as a lot of the other credit cards on the market. To learn more about the Old Navy Credit Card, check out WalletHub’s full review.

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