What is the JCPenney credit card payment address? This question is about the JCPenney Credit Card

The JCPenney Credit Card payment address is: SYNCBP.O. Box 960090Orlando, FL 32896-0090 You need to have a valid checking account from a U.S. financial institution and the following information: Bank name Checking account number Bank routing number Alternatively, you can make a payment either online or at your nearest JCPenney department store.

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What is the JCPenney credit card payment address?

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This question is about the JCPenney Credit Card

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Karen Moroz, WalletHub Mortgage Analyst

@nycKaren • 03/04/22 This answer was first published on 12/10/18 and it was last updated on 03/04/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The JCPenney Credit Card payment address is:

SYNCB
P.O. Box 960090
Orlando, FL 32896-0090

You need to have a valid checking account from a U.S. financial institution and the following information:

Bank name
Checking account number
Bank routing number

Alternatively, you can make a payment either online or at your nearest JCPenney department store.

Answer Question

Can I get a JCPenney card with bad credit?

No, you cannot get a JCPenney Credit Card with bad credit. You need at least fair credit to get this card.

The fact that you can’t get the JCPenney Credit Card with bad credit shouldn’t be too big of a deal, though. Unless you’re a die-hard JCPenney shopper, you aren’t missing out on much. There are plenty of credit cards for bad credit with competitive terms. … read full answer

For example, the Capital One Quicksilver Secured Cash Rewards Credit Card requires a deposit of $200, but you get unlimited 1.5% cash back on all your purchases, including those at JC Penney.

Here’s how to get a JCPenney Credit Card with bad credit:

Improve your credit score: You need at least fair credit for good approval odds. Paying down debt and disputing credit-report errors could help you get there quickly.

Use a card without JCPenney branding: There are plenty of good credit cards for bad credit that will save you money on JCPenney purchases.

Apply with a co-signer: You can do that either online or by visiting a store location and requesting the JCPenney Credit Card co-signer application.

Be an authorized user: If a friend or family member has a JCPenney Credit Card, ask if they can add you as an authorized user. This will also help your credit score improve.

The JCPenney Credit Card can be used at JCPenney in-store and online, plus JCPenney salons, Sephora.com, and Rite Aid. If you have the fair credit or better needed for approval, you’ll get 15% off your first purchase on select items. And you’ll always get 1 point per $1 charged.

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Can I use my JCPenney Credit Card anywhere?

You can use the JCPenney Mastercard anywhere Mastercard is accepted. The JCPenney Credit Card, on the other hand, can only be used at JCPenney stores, JCPenney.com, Sephora stores inside JCPenney locations, and Sephora.com.

It’s worth noting that potential cardholders do not get to choose which card they apply for. If they apply and get approved, the applicants will get either the JCPenney Credit Card or the JCPenney Mastercard, depending on their creditworthiness.… read full answer

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