JCPenney Credit Card cardholders cannot transfer points to travel partners such as hotels and airlines. Instead of transferring to travel partners, people with the JCPenney Credit Card can redeem points for travel-related expenses through Synchrony Bank.
The best way to redeem JCPenney Credit Card rewards points is by spending them on Gift Cards. This will get you up to 5 cents per point. Also, remember that if you have multiple Synchrony Bank cards, you cannot pool your points. Keep this in mind to help determine when to redeem JCPenney Credit Card points.
JCPenney points are worth 5 cents each, on average. For example, 10,000 JCPenney points have a dollar value of roughly $500. As a result, JCPenney points are more valuable than the average department store's rewards points, which are valued at 1.72 cents each.
The easiest way to calculate the value of a retailer’s rewards points for any redemption method is to determine the dollar value of what you’re redeeming for, minus any taxes and fees...
It’s worth noting that potential cardholders do not get to choose which card they apply for. If they apply and get approved, the applicants will get either the JCPenney Credit Card or the JCPenney Mastercard, depending on their creditworthiness.
The best JCPenney Credit Card benefits include 1 point per $1 spent on eligible JCPenney purchases and a JCPenney rewards certificate of up to $10 for every 200 points earned. This card also offers $0 fraud liability and monthly reporting, which are relatively common benefits for credit cards.
JCPenney Credit Card Benefits
Rewards of 1 point per $1
A JCPenney Rewards certificate of up to $10 for every 200 points earned
Earn additional JCP Rewards and discounts when you reach Gold or Platinum...
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