How do I transfer JCPenney Credit Card points to travel partners? This question is about the JCPenney Credit Card

How do I transfer JCPenney Credit Card points to travel partners?

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This question is about the JCPenney Credit Card

Chip Lupo, Credit Card Writer

@CLoop • 01/07/22 This answer was first published on 01/07/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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JCPenney Credit Card cardholders cannot transfer points to travel partners such as hotels and airlines. Instead of transferring to travel partners, people with the JCPenney Credit Card can redeem points for travel-related expenses through Synchrony Bank.

The best way to redeem JCPenney Credit Card rewards points is by spending them on Gift Cards. This will get you up to 5 cents per point. Also, remember that if you have multiple Synchrony Bank cards, you cannot pool your points. Keep this in mind to help determine when to redeem JCPenney Credit Card points.

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How to Earn More JCPenney Points

It’s important to remember that while you can’t change the redemption values of JCPenney points, you can increase the rate at which you earn them. One of the best ways to increase the number of JCPenney points that you earn is to apply for the JCPenney Credit Card. That can also help you reach a higher status tier in the JCPenney Rewards program, further boosting your earning potential.

JCPenney Points vs. The Competition

Rewards Program	Average Point Value	Value of 1,000 Points
JCPenney Rewards	5 cents	$50
Nordstrom Fashion Rewards	1 cent	$10
Macy’s Rewards	1 cent	$10
Belk Rewards	1 cent	$10
Neiman Marcus InCircle	1 cent	$10

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Can I use my JCPenney Credit Card anywhere?

You can use the JCPenney Credit Card at JCPenney, JCPenney.com, Sephora stores inside JCPenney locations, Sephora.com, Rite Aid, and Riteaid.com. There is also a JCP Mastercard credit card that can be used pretty much anywhere credit cards are accepted.

It’s worth noting that potential cardholders do not get to choose which card they apply for. The initial application is submitted for a basic JCPenney credit card. If the application is approved, the applicant will get the JCPenney store card or the JCPenney Mastercard, depending on their creditworthiness.… read full answer

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What are the best JCPenney Credit Card benefits?

The best JCPenney Credit Card benefits are $0 fraud liability and monthly reporting to the credit bureaus. These perks are certainly good to have, though it’s important to note that they are also relatively common benefits for credit cards.

JCPenney Credit Card Benefits

$0 fraud liability
Monthly reporting to the credit bureaus… read full answer

Rewards of 1 point per $1 on purchases

While these benefits aren’t bad, the JCPenney Credit Card simply doesn’t have as many benefits as a lot of the other credit cards on the market.

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