Does JCPenney Credit Card offer price protection? This question is about the JCPenney Credit Card

Does JCPenney Credit Card offer price protection?

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This question is about the JCPenney Credit Card

Kendall Morris, Credit Cards Moderator

@kendallmorris • 09/22/21 This answer was first published on 09/22/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The JCPenney Credit Card does not offer price protection. The JCPenney Credit Card’s lack of a price protection benefit is not uncommon these days, as more and more credit cards have dropped this perk. Recent advances in price-tracking technology have led to a dramatic increase in price protection claims, making the benefit too expensive for some issuers to sustain.

In general, credit card price protection allows cardholders to receive a refund for the difference between an item’s original purchase price and a lower price advertised within the following 60 to 120 days. Coverage amounts and excluded items vary, depending on the credit card issuer.

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How do I dispute a JCPenney Credit Card charge?

To dispute a JCPenney Credit Card charge, call Synchrony Bank customer service at 1 (800) 527-4403. Alternatively, the address to dispute a charge by mail is:

FCBI/Billing Error
P.O. Box 965035
Orlando, FL 32896-5035

JCPenney Credit Card disputes are typically resolved within 60 days, though more complex issues may take a little longer. Synchrony Bank does not allow you to dispute a charge online.

Once you’ve initiated the dispute, Synchrony Bank will then contact the merchant and review...

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What is the JCPenney Credit Card interest rate?

The JCPenney Mastercard interest rate is 30.49% (V). The JCPenney Credit Card, on the other hand, charges an APR of 30.49% (V). These cards also offer various financing options from time to time, with a 0% promo APR for a period of 18 months.

The regular JCPenney Mastercard interest rate is variable, meaning it can change based on certain economic conditions.

What you should know about the JCPenney Mastercard interest rate:

Regular interest rate: The JCPenney Mastercard APR is...

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How much is the JCPenney Credit Card over limit fee?

The JCPenney credit card does not have an over limit fee.

Synchrony Bank, the issuer of the JCPenney Credit Card, may approve a purchase that makes you go over your credit limit.

You can put in a JCPenney credit limit increase request by logging in to your account online or by calling JCPenney Credit Card Customer Service at (800) 542-0800. Credit limit increases are determined based on your annual net income and your credit...

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