Lisa Cahill, Credit Cards Moderator
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No, the JCPenney Credit Card does not have return protection coverage. Return protection is a benefit that offers reimbursement for undamaged, working items purchased with a credit card that cannot be returned to the merchant within a certain number of days of purchase. This benefit is becoming rarer as time goes on, however, as many issuers have dropped it to cut costs.
If return protection is important to you, there are still a few good cards that offer it. They include the Bank of America® Premium Rewards® credit card and Chase Sapphire Reserve®.
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