The JetBlue credit card requires a good to excellent credit score to qualify for a card. That means you’ll need a score of at least 700 for the standard JetBlue credit card. A credit score of 750+ will give you a good chance of being approved for the JetBlue Plus card.
A good to excellent credit score doesn’t guarantee approval for either card, but it is an important part of the application. Other factors that will be considered include income, employment status, payment history, and more. JetBlue credit cards are exclusive to Barclays and are on the MasterCard network.
The JetBlue the higher-tier JetBlue Plus are airline rewards cards. If you meet the credit score requirement and are approved for either card, you’ll earn points on your purchases, and plenty of perks when you spend on JetBlue-operated flights.
But there are stark differences between the two, particularly in its initial bonus and rewards earnings. The JetBlue Plus is far superior in these categories, but it comes with a $99 annual fee.
Here is how the JetBlue vs. JetBlue Plus cards compare:
Annual fee: Jet Blue $0; JetBlue Plus, $99. Jet Blue wins.
Initial bonus: Jet Blue, 10,000 points when you spend $1,000 in first 90 days; JetBlue Plus, 40,000 points when you spend $1,000 in the first 90 days. JetBlue Plus wins.
Rewards: JetBlue, 3 points per $1 spent on Jet Blue purchases; 2 points at restaurants and grocery stores; 1 point on all other purchases; JetBlue Plus, 6 points per $1 spent on Jet Blue purchases; 2 points at restaurants and grocery stores; 1 point on all other purchases. JetBlue Plus wins.
Introductory APR: JetBlue and Jet BluePlus both offer 0% interest for12 months on balance posted within the first 45 days. Tie
Regular APR: JetBlue and Jet BluePlus, 17.74% - 26.74% (V), based on creditworthiness. Tie.
- Foreign Transaction: Neither the JetBlue or JetBlue Plus charges a foreign transaction fee. Tie.
Other benefits: JetBlue, 50% off in-flight food and beverage purchases; JetBlue Plus, 50% off in-flight food and beverage purchases; free first checked bag for primary cardholder; 5,000 bonus points on your card anniversary; 10% of points back every time you redeem. JetBlue Plus wins.
JetBlue Plus is the clear winner, if you’re a regular JetBlue flyer and will spend enough to recoup the $99 annual fee. If you check four free bags in a year, at $25 per checked bag, the $99 annual fee will have paid for itself.
If you’re a business owner, you’ll need an excellent credit score to qualify for the JetBlue Business card. It offers most of the same features and perks as the JetBlue Plus, but without the introductory 0% APR for balance transfers. It also charges a $99 annual fee.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.