What is the JetBlue Mastercard rental car insurance coverage?

Yes, the JetBlue Card offers rental car insurance as a free benefit. JetBlue Card rental car insurance covers damage due to collision or theft. Cardholders are covered up to up to $50,000. To get the coverage,  you must decline the rental agency’s insurance and pay for the rental entirely with a JetBlue Card.

Key Things to Know About JetBlue Card Rental Car Insurance

Coverage Amount. Coverage is for the lesser of the actual repair amount, wholesale market value or the rental agency’s purchase invoice, less salvage and depreciation, up to $50,000.

File Claims for Rentals Through Primary Insurance First. The JetBlue Card rental car insurance benefit provides secondary coverage for domestic rentals up to 15 consecutive days, so you will need to file a claim through your primary insurance carrier first, if you have one.

Coverage For Rental Vehicles in Another Country. The JetBlue Card rental car insurance covers eligible cardholders for 15 days when renting vehicles in another country. Coverage is primary if your insurance does not cover you in any eligible countries or territories outside of the U.S.

Not All Vehicles Or Incidents Are Covered. The JetBlue Card rental car insurance benefit does not cover motorcycles, trailers, sport utility trucks, antique vehicles, any rental vehicles whose value exceeds $50,000. Coverage also does not apply to certain incidents such as reckless driving, driving under the influence of controlled substances, mechanical failures caused by wear and tear and more.

JetBlue Card Rental Car Insurance Claims

To file a JetBlue Card rental car insurance claim, call the Benefit Administrator at (800) 627-48028372 to obtain a claim form. You will need to submit the claim form, along with any requested supporting documents – such as the rental agreement, the receipt and statement showing the vehicle rental, a copy of your valid driver’s license, relevant police reports – no later than 180 days after the incident.