The Journey Student Rewards from Capital One cash advance fee is 3% (min $3) per transaction, whichever is higher. A cash advance fee is charged when using the Capital One Journey card for cash withdrawals at an ATM, with a cash advance check, or in person at participating locations.
Bear in mind that when you make a cash advance, you will incur other costs in addition to the Capital One Journey cash advance fee. There’s a separate cash advance APR that applies immediately after you complete the transaction. The ATM owner may also impose additional charges.
The Capital One grace period lasts at least 25 days. It is the time between the close of a billing cycle and when your bill is due. You won’t be charged interest during the grace period if you pay your balance in full by the due date every month. Grace periods aren’t permanent, though. You will lose your Capital One grace period if you don’t pay your bill in full one month. As a result, purchases...
The Capital One Journey annual fee is $0 per year. With no annual fee, Capital One Journey is cheaper than the average credit card offer available right now and on par with the best student credit cards. It’s not the only fee you need to worry about with the Journey Student Rewards from Capital One Card, though.
Capital One Journey Fees
Annual Fee: $0
Cash Advance Fee: 3% (min $3)
Foreign Fee: $0
Balance Transfer Fee: $0 at this Transfer APR : 29.99% (V)
The best cash advance credit card is the PenFed Pathfinder® Rewards Visa Signature® Card because it has a $0 cash advance fee and a low cash advance APR (17.99%). All PenFed cards have 0% cash advance fees and fairly low cash advance APRs. But this is very uncommon for other issuers. Cash advance fees are typically 3%-5%, and cash advance interest rates are usually over 20%.
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