Evelyn Boros, Credit Cards Moderator
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Yes, Kay Jewelers has multiple payment plans, including a credit card as well. When buying jewelry, it’s important to find a financing that works best for you.
Here are the Kay Jewelers payment options:
- The Kay Credit Card: The card requires at least fair credit for approval.
- Progressive Leasing purchase program: You’ll get a decision instantly. Plus, people with limited credit have a decent shot at approval.
- Affirm’s “Buy Now Pay Later” program: You can apply for this program online or in-store. The application will result in a soft pull, which will not affect your credit score.
Even though these payment plans have lenient credit score requirements, approval is not guaranteed. Aside from your score, other factors might be taken into consideration when applying for one of these financing options. Your payment history, employment, income, and your level of debt will play a significant role in the evaluation process.
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