What is the Kohl's Credit Card balance transfer fee?

The Kohl's Credit Card does not allow balance transfers. In general, balance transfers allow you to shift high-interest debt from your current account to another issuer's credit card and pay off the balance, presumably at a reduced interest rate.

For a look at some of the top balance transfer cards on the market, check out WalletHub's … read full answerBest Balance Transfer Credit Cards page.

How to Choose a Balance Transfer Card

The objective of a balance transfer is to save money on interest, so you will want a card with a low introductory APR on balance transfers. Just be sure to pay off the transferred balance in full before the introductory rate expires. Otherwise, the remaining balance will accumulate interest daily at the card's regular APR.

You can find out how much a balance transfer card with a low intro APR will save you in interest charges by using WalletHub's balance transfer calculator. This tool will also recommend credit cards that may help you save money and get out of debt faster.

You can check your Kohl's Credit Card balance either online or by calling customer service at (855) 564-5748. It's also possible to check your Kohl's Credit Card balance through Kohl's mobile app.

Here are some more details on how to check your Kohl's Credit Card balance:

• To check your balance online, log in to your Kohl's account to see your Kohl's Credit Card's balance.… read full answer
• To hear your balance, call (855) 564-5748 or the number on the back of the card. Then, follow the prompts to connect with a customer service representative.
• To see your balance through the mobile app, download the Kohl's mobile app for Android or iOS and log in to your account. Your credit card balance will be shown on the home screen.

Keeping track of your Kohl's Credit Card balance gives you awareness of how much you’re spending in any given month. That’s a good idea because spending more than you can afford to pay every month can lead to interest charges, debt problems, and credit score damage.

The starting credit limit for the Kohl’s Credit Card is $300. So everyone who gets approved is guaranteed $300+ in spending power.

But you could get more, because your credit limit will be determined based on your credit score, income and overall creditworthiness.

If you're not satisfied with your credit limit, you could request an increase … read full answeronline or by calling 1-800-955-7070 once your account has been open for at least 3 to 6 months. Your best chances of getting an increase are if you've been paying your bills on time and in full and if your credit score and income have increased since you applied.

Keep in mind that a request for a credit limit increase could result in a hard pull on your credit, lowering your score for a short period of time.