How does Kohl's Credit Card purchase protection work? This question is about the Kohl's Credit Card

How does Kohl's Credit Card purchase protection work?

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This question is about the Kohl's Credit Card

Sebi Mitchell, Credit Cards Moderator

@sebim • 10/05/21 This answer was first published on 10/05/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Kohl's Credit Card does not have purchase protection. In fact, purchase protection has never been a Kohl's Credit Card benefit, since Capital One has always opted to put other perks on this card. This is pretty common, unfortunately, as only around half of the major credit card issuers still offer purchase protection on at least one of their credit cards.

Although the Kohl's Credit Card doesn’t have purchase protection, applying could still make a lot of sense in the right situation. The Kohl's Credit Card has zero liability fraud insurance and a $0 annual fee. All in all, the Kohl's Credit Card is a good card for people who shop at Kohl's.

If you’re set on finding a good credit card for purchase protection, consider checking out the Slate Edge card or the Amazon.com Credit Card. Both credit cards have great purchase protection coverage, according to the most recent WalletHub purchase protection study.

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Does Kohl's Credit Card do a hard pull?

Yes, the Kohl's Credit Card will do a hard pull. You will need a credit score of at least 640 to get it.

You can prequalify for the Kohl's Credit Card on Capital One's pre-qualification page, which will not affect your credit score as it will be a soft pull. However, if you do prequalify and want to get the card, you will need to submit an actual application which will result in a hard pull.

A...

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What credit score do you need for the Kohl's Credit Card?

The credit score you need for the Kohl's Credit Card is 640 or higher. That means people with a least fair credit have a shot at getting approved for this card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Kohl's Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent...

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How do I make a Kohl's Credit Card payment?

The easiest way you can pay your Kohl's Credit Card is either online or through the mobile app. Alternatively, you can make a payment over the phone, by mail, or at a Kohl’s location. The issuer does allow cardholders to set up automatic payments, too.

Ways to Make a Kohl's Credit Card Payment

Online: Log in to your online account and click on “Pay My Bill.”
Through the mobile app: Log in to your account and...

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