Maria Adams, Credit Cards Moderator
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The easiest way you can apply for the Kroger Credit Card is online. Alternatively, you can apply over the phone at (877) 373-6192 or at a Kroger store.
Keep in mind that the Kroger Credit Card requires at least good credit for high chances of approval. If you don’t know where you stand, you can check your credit score for free on WalletHub.
How to Apply for the Kroger Credit Card
- Online: To apply online, visit the Kroger Credit Card reviews page and click on the “Apply Now” button. Then, click the “Apply Now” button on the card’s official page. Enter your personal and financial information and read the terms and conditions. Then, click on “Accept terms & submit.”
- Over the phone: To apply over the phone, call (877) 373-6192 and follow the prompts to get connected to a representative. You can also call them if you need assistance with your online application.
- At a Kroger store: You can apply at your nearest Kroger store, during normal business hours.
It can take as little as a minute to get approved for the Kroger Credit Card but it can also take up to 10 business days in some cases.
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