What are my Kroger Credit Card approval odds? This question is about the Kroger Credit Card

Your Kroger Credit Card approval odds are good if you have a credit score of 700+, which is considered good credit. The Kroger Credit Card approval odds will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and a Social Security Number, as well. What You Need for Good Kroger Credit Card Approval Odds Good credit or better (a credit score of 700+) Enough income to pay credit card bills Low debt relative to income Low housing costs relative to income U.S. mailing address Age of 18+ Social Security Number Keep in mind that many of these are guidelines rather than requirements. For example, you may have a low annual income but no debts and still get approved. If you want to enhance your application by improving your credit score, WalletHub’s free credit analysis can tell you what steps to take.

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What are my Kroger Credit Card approval odds?

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This question is about the Kroger Credit Card

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Mark Towers, WalletHub Credit Card Analyst

@MarkTowers • 11/04/22 This answer was first published on 06/10/20 and it was last updated on 11/04/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Your Kroger Credit Card approval odds are good if you have a credit score of 700+, which is considered good credit. The Kroger Credit Card approval odds will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and a Social Security Number, as well.

What You Need for Good Kroger Credit Card Approval Odds

Good credit or better (a credit score of 700+)
Enough income to pay credit card bills
Low debt relative to income
Low housing costs relative to income
U.S. mailing address
Age of 18+
Social Security Number

Keep in mind that many of these are guidelines rather than requirements. For example, you may have a low annual income but no debts and still get approved. If you want to enhance your application by improving your credit score, WalletHub’s free credit analysis can tell you what steps to take.

How do I check my Kroger Credit Card application status?

To check the status of your Kroger Credit Card application, call (800) 947-1444 and press 1. You will need to provide your Social Security Number for verification. If you're approved, your card should arrive within 7-10 business days.

It’s also worth noting that once you submit your Kroger Credit Card application, you should receive a response immediately. However, sometimes the decision could be delayed depending on your credit standing and whether additional information needs to be verified. In this...

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Can you get approved for the Kroger Credit Card with no credit?

No, you cannot get approved for the Kroger Credit Card with no credit. This card requires at least good credit for approval.

So if you’re new to credit cards, I’d suggest looking for something else that can help you on your credit building journey, like the Petal® 2 Visa® Credit Card or the Capital One Platinum Secured Credit Card.

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How can I pay my Kroger Credit Card?

You can pay your Kroger Credit Card bill online, through the Kroger Credit Card mobile app, or over the phone at (844) 237-0593. Alternatively, you can also make a payment by mail, at a branch, or through Money Services at Kroger.

Ways to Make a Kroger Credit Card Payment

By phone: Call (844) 237-0593 and enter your card information. Then, follow the automated prompts to make a payment.
Online: Log in to your online account and click on...

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