Sarah Bilkins, WalletHub Credit Card Analyst
@sarah.bilkins
You can find a list of instant use catalog credit accounts below. One of the best catalog credit account options include the Fingerhut Credit Account, which is available to people with bad credit and comes with a $0 annual fee. This card also reports your information monthly to the major credit bureaus.
Here is a list of notable instant use catalog credit accounts:
The variety of things you can buy on these stores is almost endless. With instant credit catalogs you have the possibility to enjoy your purchases right away and pay for them later. Plus, you can apply and get a credit decision in a matter of seconds.
However, don't forget to pay off your purchases quickly in order to avoid high interest rates.

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