Metal credit cards have proven to be quite popular, so new options are regularly being introduced. You can find the latest list of metal credit cards below, based on our analysis of WalletHub’s database of 1,000+ credit card offers.
2021 metal credit cards list:
Metal Credit Card
Amazon.com Credit Card
Metal (Prime-member version)
Capital One Venture Rewards Credit Card
Stainless steel (75% recycled materials)
Chase Sapphire Reserve®
Chase Sapphire Preferred® Card
Citi Prestige® Card
Citi® / AAdvantage® Executive World Elite Mastercard®
J.P. Morgan Reserve Credit Card
Mastercard® Black Card
Stainless steel / carbon
Mastercard® Gold Card
Stainless steel / carbon
Mastercard® Titanium Card
Stainless steel / carbon
The Platinum Card® from American Express
American Express® Gold Card
United Club Infinite Credit Card
U.S. Bank Altitude Reserve Visa Infinite® Card
Thanks to metal credit cards being seen as more elite cards, they often have high annual fees and require good-to-excellent credit.
Yes, Chase Sapphire Reserve® is a metal card. There’s no plastic version, so there’s no need to specifically request the card in metal when you apply. That’s what you’ll automatically get if you’re approved for an account. While many people like the feel and aesthetic of metal cards, or see them as status symbols, those are the only benefits. Metal won’t save you more money or keep your account any safer.… read full answer
Plus, the Chase Sapphire Reserve® card costs $550 every year. So you really need to decide whether its terms make it worthwhile for you, metal aside. Let’s go through Reserve’s perks other than a cool design to help you make the right call.
Here’s why to get the Chase Sapphire Reserve metal card:
60,000 points bonus for spending $4,000 in the first three months
$300 annual travel credit
Earn a total of 10 points per $1 spent on hotels and car rentals booked through Chase, a total of 10 points per $1 spent on prepaid restaurant reservations or takeout orders made through Chase, a total of 5 points per $1 spent on flights purchased through Chase, 3 points per $1 spent on all other travel and dining purchases, and 1 point per $1 on all other purchases
1.5 cents a point (50% extra) when you redeem through Chase’s travel website.
You don’t have to do anything special to get the Chase Sapphire Reserve® metal card once you’re approved. But whether you should apply in the first place depends on how much you travel. It’s mostly frequent flyers who will get enough value out of the Chase rewards program to make the $550 worth it. If that’s the case for you, the metal card is just the icing on the cake.
You should not attempt to destroy metal credit cards. If you request a replacement card or decide to close your account, the credit card company will likely send you a slip in which to return your old metal card when it mails you a new one. Or, they’ll just ask you to mail the old metal card to a particular address, without providing an envelope or any such supporting materials. The issuer will then dispose of the card safely.… read full answer
Procedures vary by credit card company. So you should call your card’s customer service department to see how it recommends dealing with an unused metal credit card.
You definitely don’t want to take a knife to a metal credit card or try to put such a card through a shredder. That’s a recipe for a broken tool and perhaps a trip to the hospital. With that in mind, the bottom line is: Let credit card companies destroy metal credit cards so you don’t have to.
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