The best 0% APR rewards card is Amex Cash Magnet. It gives an intro APR of 0% for 15 months on purchases, followed by a regular 13.99% to 23.99% (V) APR.
Amex Cash Magnet Rewards
Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
Unlimited 1.5% Cash Back on your purchases.
Amex Offers rewards you at places you like to shop, dine, travel, and more. You can add as many Offers as you’d like to your Card, then just use that Card to pay, and enjoy rewards directly on your statement.
Cash Back is received in the form of Reward Dollars that can be redeemed for statement credits.
Amex Cash Magnet Fees
Annual Fee: $0
Max Late Fee: $40
This is a great card especially considering that rewards credit cards tend not to offer long 0% periods and 0% cards lack in the rewards department.
Most of the time, though, I would highly recommend to keep separate cards for separate purchases. You can get both a rewards credit card and a 0% card to focus on earning for one and financing for the other.
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