What is the longest 0% APR credit card with rewards?

This question is about Rewards Credit Cards

Paul Kessler, CFP

@bikercarder • 10/05/20 This answer was first published on 04/13/18 and it was last updated on 10/05/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best 0% APR rewards card is Amex Cash Magnet. It gives an intro APR of 0% for 15 months on purchases, followed by a regular 13.99% to 23.99% (V) APR.

Amex Cash Magnet Rewards

Earn a $200 statement credit for spending $1,000 in the first 3 months.
Unlimited 1.5% Cash Back on your purchases.
Amex Offers rewards you at places you like to shop, dine, travel, and more. You can add as many Offers as you’d like to your Card, then just use that Card to pay, and enjoy rewards directly on your statement.
Cash Back is received in the form of Reward Dollars that can be redeemed for statement credits.

Amex Cash Magnet Fees

Annual Fee: $0

Max Late Fee: $40

This is a great card especially considering that rewards credit cards tend not to offer long 0% periods and 0% cards lack in the rewards department.

Most of the time, though, I would highly recommend to keep separate cards for separate purchases. You can get both a rewards credit card and a 0% card to focus on earning for one and financing for the other.

Some other great options would be:

• Chase Freedom Unlimited

• Capital One SavorOne Cash Rewards Credit Card

• Blue Cash Everyday Card from American Express

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