How do I report a lost Apple Card?

Yes, you can use a credit card before it arrives in the mail, but only with certain cards. If you want to use a credit card early, you must either have an American Express or Capital One credit card or one of a handful of other offers, including the Apple Card, and some store credit cards. Normally, you can’t use a credit card without restriction before it arrives, because you can’t see the full credit card number, expiration date and CVV until you have the card in hand.… read full answer

Credit cards that you can use before arrival

• Cards from certain issuers: If you need to start using a credit card today, you’ll likely want to consider applying for an American Express credit card. Amex is one of the few card issuers that will give out a full card number that can be used anywhere upon approval of an application. Capital One credit cards are also sometimes available for immediate use via the Capital One mobile app. But not everyone is eligible for this feature.
• Co-branded cards: Some credit cards that you can use before the actual card arrives - like the Apple Card - only allow you to add the card to a merchant-specific digital wallet. So you’ll only be able to use it with that merchant until the card arrives in the mail.
• Some store cards: There are a few credit cards that you can use instantly after approval, like the Fingerhut Credit Card. But you can only use this card for purchases at Fingerhut.

Lastly, it’s worth noting that you can ask a credit card issuer for expedited card delivery – in some cases, this will get the card to you the next day. Finding a card that you can use before it arrives in the mail might seem less important with that in mind.

To activate a credit card, call the number on the back of the card or go to the website listed on the activation sticker attached to the card. Credit card activation typically requires the credit card number, the security code (CVV), or both.

The exact steps required to activate a credit card depend on the card issuer, so it’s best to follow the instructions from the sticker attached on your card. If you’ve lost your sticker – or you’re just wondering – here’s a quick reference guide to credit card activation with some of the biggest card issuers.… read full answer

Here’s how to activate credit cards from major issuers:

It’s important to remember that some credit card issuers will require your Social Security number or other information to verify your identity when you activate your card. Once you’ve activated your credit card, you can use it right away.

Yes, you can use your old PIN on your new credit card with most issuers, if your original card simply expired. However, if you got your new card because the old one was lost or stolen, you might get a new PIN. With some issuers, you might even have to request the PIN separately. To find out more about your issuer’s policy on PINs, call the number on the back of your card.… read full answer

PINs are used for cash advances, which can be very expensive. So try to pay with your card wherever you can, and only do a cash advance in emergency situations.