You can report a lost Chase Ink Preferred card by calling Chase customer service at 1 (800) 945-2028. You can also report a lost Chase Ink Preferred credit card through the Chase website or mobile app. Chase will request some security information in order to verify your identity before sending a replacement.
How to Report a Lost Chase Ink Preferred Credit Card
Inform the customer service representative that you’ve lost your credit card.
Provide any requested information, such as your date of birth or the last four digits of your SSN.
Ask the Chase rep to cancel your old credit card and send a replacement.
You should receive a replacement Chase Ink Preferred card within 3-5 business days. When you receive your replacement Chase Ink Preferred card, you’ll need to activate it before you can make purchases. And if there are any recurring charges linked to the old Chase Ink Preferred card, make sure to update those accounts with your new card information.
Finally, it’s important to note that your Chase Ink Preferred card is covered by $0 fraud liability, which means that you will not be held responsible for unauthorized purchases made with your card while it’s lost. You should still give your card issuer immediate notice of any unfamiliar charges on your account, though.
The easiest way to get a Chase replacement card, is either online or through the Chase mobile app. Alternatively, you can ask for a replacement over the phone, by calling customer service at (800) 432-3117.
There is no fee to get a Chase replacement, and the card should arrive in 3-5 business days. Chase can expedite shipping for free, reducing the delivery time to 1-2 business days, if you ask. You can request a Chase replacement card if your current card is stolen, lost or damaged. Or, you may want to get an updated design – a metal card, for example.… read full answer
How to Get a Chase Replacement Card Online
Log in to your Chase online account and select “Replace a lost or damaged card” from the drop-down menu.
Select the Chase credit card you’d like to replace and your reason for replacing it.
Verify your identity with Chase. Use your name, date of birth and SSN (last four digits), or your 16-digit Chase account number (if you have it on hand).
Submit the replacement-card request and check for a confirmation email.
Get your Chase replacement card within 5 business days.
How to Get a Chase Replacement Card Through the Mobile App
Sign in to your Chase mobile app (for Android and iOS).
Select the credit card you want to replace.
Swipe up to Account Services and tap “Replace a lost or damaged card.”
Select the card you want to replace and tap “Next.”
Choose the reason you want to replace the card and tap “Next.”
Review your choices and then tap “Request card.”
You do not need to request a Chase replacement card if your current card is about to expire. Chase will automatically send a new card by the end of the current card’s expiration month. If you have not received a replacement card by then, contact Chase customer service.
Once you get your replacement card, you should dispose of your old Chase card. Depending on the card, you can do that by cutting it up, sending it back in the prepaid envelope included with your new card, or turning it in at a Chase branch.
No, there is no rule against applying for multiple credit cards in one day. However, doing so may hurt your credit standing as well as your chances of approval for a new credit card account. Each time you apply for a credit card, it will result in a hard inquiry on your credit reports. And even though one hard inquiry may not have a huge impact, applying for 2 cards or more in a day could potentially bring a score down by several points.… read full answer
Depending on the content of your credit report, the negative impact could multiply with more hard pulls. That could mean the difference between good and fair credit, for example, or fair and bad credit.
Things to Know Before Applying for Multiple Cards in One Day
Credit card applications result in a hard inquiry. A hard pull can affect a credit score for up to a year, and will drop off a report completely in 2 years. Even though the effect is temporary, it’s worth considering whether or not your score can afford that kind of drop for a year.
If you apply for more than one card in a day, it's possible that some or all of these applications will be approved. That too would have an effect on your credit standing.
A few new lines of credit will increase your total available credit, lower your overall credit utilization, and decrease the average age of your credit. The first two are good for a credit score but could quickly turn bad if you misuse your new credit. The third could also have a negative impact.
A cluster of new credit lines could look like you’re desperately trying to borrow. This could be a sign of budding financial problems, making you look riskier to potential lenders.
If you’re applying for multiple cards at the same time to increase your odds of one credit card approval before a hard pull hits your score, reconsider this approach. It will only hurt your score in the long run. If you don’t get approved for the first card you apply for, there are always lower-tier offers to consider, including credit cards with no credit check.
What to Do Before Applying for a Credit Card
Pick your credit applications wisely. Do some research to find the best credit cards for your needs, and choose the cards with the best approval odds based on your circumstances.
Check for pre-approval. Many credit card issuers let prospective customers check for pre-approval through the company’s website. Pre-approval results in a soft pull on your credit, with no score damage. Plus, it provides a good sense of your likelihood of approval before you apply for real. That way, you’re not wasting hard pulls on a credit card you have no chance of getting.
Keep tabs on your credit score. Make sure you know where you stand before applying for a credit card. You can check your credit score for free, right here on WalletHub.
Note that it’s best to apply for no more than one or two credit cards per year. This allows your credit score to recover from each hard inquiry and lets you get accustomed to managing a new account.
That said, people who can manage their card usage responsibly will benefit from gradually building a collection of multiple credit cards. You can also take advantage of the Island Approach and use two or three credit cards, based on your financial needs. More cards than that can complicate due dates but will allow you to mix-and-match more types of rewards, rates, and features. Setting up automatic payments can help you pay down your credit cards without missing a due date.
Yes, you can use a credit card before it arrives in the mail, but only with certain cards. If you want to use a credit card early, you must either have an American Express or Capital One credit card or one of a handful of other offers, including the Apple Card, and some store credit cards. Normally, you can’t use a credit card without restriction before it arrives, because you can’t see the full credit card number, expiration date and CVV until you have the card in hand.… read full answer
Credit cards that you can use before arrival
Cards from certain issuers: If you need to start using a credit card today, you’ll likely want to consider applying for an American Express credit card. Amex is one of the few card issuers that will give out a full card number that can be used anywhere upon approval of an application. Capital One credit cards are also sometimes available for immediate use via the Capital One mobile app. But not everyone is eligible for this feature.
Co-branded cards: Some credit cards that you can use before the actual card arrives - like the Apple Card - only allow you to add the card to a merchant-specific digital wallet. So you’ll only be able to use it with that merchant until the card arrives in the mail.
Some store cards: There are a few credit cards that you can use instantly after approval, like the Fingerhut Credit Card. But you can only use this card for purchases at Fingerhut.
Lastly, it’s worth noting that you can ask a credit card issuer for expedited card delivery – in some cases, this will get the card to you the next day. Finding a card that you can use before it arrives in the mail might seem less important with that in mind.
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