How do I report a lost PenFed Power Cash Rewards card?

The PenFed credit card approval requirements include an good (700+) credit score and proof of a steady income. Applicants must also be at least 18 years old and either a U.S. citizen or permanent resident.

Those under 21 years old will need to offer evidence of independent income, too. PenFed credit union membership is also required in order to be approved for a credit card. The membership requirements and the application to join are available on the PenFed ... read full answerwebsite.

Other PenFed Credit Card Approval Requirements

Application requirements also include personal information such as your name, address and birthdate. Your Social Security Number (SSN) or Individual Tax ID Number (ITIN) and U.S. citizenship status are also required. In addition, PenFed will review your credit history, your income and any debts you have. Your bank account information, monthly mortgage/rent payment, and employment status will also be taken into account.

You can reach the PenFed credit card customer service over the phone at (800) 247-5626 or by sending a secure message through your online account. Alternatively, you can contact them via mail or fax.

Here’s how to reach the PenFed credit card customer service:

• Phone: To reach the PenFed credit card customer service over the phone, call ... read full answer(800) 247-5626. There are also different phone numbers you can call, depending on your needs. The number for the hearing impaired is (800) 225-6378.
• Secure online message: If you’d prefer to type out your questions, you can use PenFed’s secure online message instead.
• Mail: This will obviously be the slowest method of contact, but you can send any general correspondence to PenFed’s mailing address:
  
  PenFed Credit Union
  Box 247009
  Omaha, NE 68124-7009
• Fax: Ultimately, you can contact customer service by fax. The numbers are (800) 557-7328 and (800) 278-2212.

You can also check PenFed’s credit cards’ FAQ page to see if there’s already a solution to your credit card issue.

Yes, you can use a credit card before it arrives in the mail, but only with certain cards. If you want to use a credit card early, you must either have an American Express or Capital One credit card or one of a handful of other offers, including the Apple Card, and some store credit cards. Normally, you can’t use a credit card without restriction before it arrives, because you can’t see the full credit card number, expiration date and CVV until you have the card in hand.... read full answer

Credit cards that you can use before arrival

• Cards from certain issuers: If you need to start using a credit card today, you’ll likely want to consider applying for an American Express credit card. Amex is one of the few card issuers that will give out a full card number that can be used anywhere upon approval of an application. Capital One credit cards are also sometimes available for immediate use via the Capital One mobile app. But not everyone is eligible for this feature.
• Co-branded cards: Some credit cards that you can use before the actual card arrives - like the Apple Card - only allow you to add the card to a merchant-specific digital wallet. So you’ll only be able to use it with that merchant until the card arrives in the mail.
• Some store cards: There are a few credit cards that you can use instantly after approval, like the Fingerhut Credit Card. But you can only use this card for purchases at Fingerhut.

Lastly, it’s worth noting that you can ask a credit card issuer for expedited card delivery – in some cases, this will get the card to you the next day. Finding a card that you can use before it arrives in the mail might seem less important with that in mind.