Inform the customer service representative that you’ve lost your credit card.
Provide any requested information, such as your date of birth or the last four digits of your SSN.
Ask the Petal rep to cancel your old credit card and send a replacement.
You should receive a replacement Petal 1 Card within 6-10 business days. When you receive your replacement Petal 1 Card, you’ll need to activate it before you can make purchases. And if there are any recurring charges linked to the old Petal 1 Card, make sure to update those accounts with your new card information.
Finally, it’s important to note that your Petal 1 Card is covered by $0 fraud liability, which means that you will not be held responsible for unauthorized purchases made with your card while it’s lost. You should still give your card issuer immediate notice of any unfamiliar charges on your account, though.
If you're approved, you should receive your Petal credit card within 6-10 business days. If it hasn't been 10 days yet, it could be still be in the mail. If it's any longer than that, call Petal's customer service at 1-855-697-3825 or email them at [email protected]
Yes, Petal does give credit increases to cardholders who use their card responsibly over time.
Thanks to the Petal “Leap” program, cardholders who pay their bill on time for six straight months and maintain their credit score may automatically receive a credit limit increase. All Petal card credit limit increases are automatic, since Petal does not currently allow people to request a higher credit limit on demand.… read full answer
To qualify for an automatic credit limit increase:
Petal® 1 Visa® Credit Card Petal 1 Card cardholders must pay the minimum due or 15% of their balance (whichever is larger) for six consecutive months + keep their VantageScore credit score from falling 50+ points from when they applied.
Petal® 2 Visa® Credit Card Petal 2 Card cardholders must pay the minimum due or 15% of their balance (whichever is larger) for six consecutive months + keep their VantageScore credit score from falling 25+ points from when they applied.
Petal card credit limits are generally pretty good. In fact, Petal 1 Card credit limits range from $300 to $5,000, and Petal 2 Card credit limits range from $300 to $10,000.
Yes, you can use your old PIN on your new credit card with most issuers, if your original card simply expired. However, if you got your new card because the old one was lost or stolen, you might get a new PIN. With some issuers, you might even have to request the PIN separately. To find out more about your issuer’s policy on PINs, call the number on the back of your card.… read full answer
PINs are used for cash advances, which can be very expensive. So try to pay with your card wherever you can, and only do a cash advance in emergency situations.
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