You can report a lost Upgrade Triple Cash Rewards Visa® card by calling Upgrade customer service at 1 (877) 418-3667. You can also report a lost Upgrade Triple Cash Rewards Visa® credit card through the Upgrade website or mobile app. Upgrade will request some security information in order to verify your identity before sending a replacement.
How to Report a Lost Upgrade Triple Cash Rewards Visa® Credit Card
Inform the customer service representative that you’ve lost your credit card.
Provide any requested information, such as your date of birth or the last four digits of your SSN.
Ask the Upgrade rep to cancel your old credit card and send a replacement.
You should receive a replacement Upgrade Triple Cash Rewards Visa® card within 7-10 business days. When you receive your replacement Upgrade Triple Cash Rewards Visa® card, you’ll need to activate it before you can make purchases. And if there are any recurring charges linked to the old Upgrade Triple Cash Rewards Visa® card, make sure to update those accounts with your new card information.
Finally, it’s important to note that your Upgrade Triple Cash Rewards Visa® card is covered by $0 fraud liability, which means that you will not be held responsible for unauthorized purchases made with your card while it’s lost. You should still give your card issuer immediate notice of any unfamiliar charges on your account, though.
You cannot get an Upgrade Card cash advance, as the card cannot be used to withdraw cash at an ATM or bank branch. However, there is still a way to get cash from the card. Upgrade allows you to use the card to put cash directly into your bank account by using your online Upgrade account or the Upgrade app. This isn’t a traditional cash advance, and it’s not useful for emergency situations because it takes one to four business days for the money to be delivered to your bank account.… read full answer
The main benefit of getting cash sent to your bank account with the Upgrade Card is that there are no fees to do so. In addition, the APR is no different from the APR for normal purchases. Normally, getting a cash advance from a credit card will incur a steep fee and will have an APR higher than the regular APR. With the Upgrade card, at the end of each month, the balance of any cash you sent to your bank account will be added to the balance of any purchases you made. That total will be divided into equal monthly installments for you to pay back over 12 to 60 months.
Yes, the Upgrade Credit Card reports to all three major credit bureaus: TransUnion, Experian, and Equifax. As a result, the Upgrade Credit Card can help you build credit as long as you make your monthly payments on time.
Just bear in mind that the Upgrade Credit Card will report as a personal line of credit, without a total credit limit, rather than as a traditional credit card. You can still build credit with it, though.… read full answer
Yes, you can use your old PIN on your new credit card with most issuers, if your original card simply expired. However, if you got your new card because the old one was lost or stolen, you might get a new PIN. With some issuers, you might even have to request the PIN separately. To find out more about your issuer’s policy on PINs, call the number on the back of your card.… read full answer
PINs are used for cash advances, which can be very expensive. So try to pay with your card wherever you can, and only do a cash advance in emergency situations.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.