The best low APR credit card for no credit is the BankAmericard Student card because it has introductory APRs of 0% for 18 months on purchases and 0% for 18 months on balance transfers. The regular APR is 13.74% - 23.74% (V), based on creditworthiness. Even more importantly, the BankAmericard Student card has no annual fee.
Most credit cards for people with no credit history have high interest rates. That’s especially true of non-student cards. It’s best not to rack up debt while you’re building credit anyway.
2022's Best Credit Cards for People with No Credit
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