Teddy Roddick, Member
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You can lower your L.L.Bean Credit Card interest rate by calling 1-866-484-2614 to request a reduction.
It's not guaranteed that you will get a lower rate, but it's definitely worth asking. Your best chances are if:
- You've been paying your bills on time and in full
- Your income and credit score have improved since you applied for the card
Keep in mind that a request to lower your interest rate could result in a hard pull on your credit report, lowering your credit score for a short period of time.
If you're struggling with your L.L.Bean Credit Card interest rate, there's also the possibility to transfer your balance to another card, offering lower interest rates and a generous 0% intro APR offer. Check out the best balance transfer cards here.
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