John Miller, Credit Cards Moderator
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Yes, the Lowe's Business Credit Card does a hard pull on your business and personal credit report when you apply for the card. A hard pull usually results in a slight decrease in an applicant's credit score, but only for a short period of time. The hard inquiry allows the issuer to determine your credit risk and ultimately decide whether you’ll be approved for an account.
The Lowe's Business Credit Card requires at least good credit to be approved. You can check your credit score by signing up for a free WalletHub account. You’ll have access to free credit scores and free credit reports, both updated daily.
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