Does the Lowe's Business Credit Card do a hard pull? This question is about the Lowe's Business Credit Card

Does the Lowe's Business Credit Card do a hard pull?

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This question is about the Lowe's Business Credit Card

John Miller, Credit Cards Moderator

@john_miller • 11/21/22 This answer was first published on 11/21/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, the Lowe's Business Credit Card does a hard pull on your business and personal credit report when you apply for the card. A hard pull usually results in a slight decrease in an applicant's credit score, but only for a short period of time. The hard inquiry allows the issuer to determine your credit risk and ultimately decide whether you’ll be approved for an account.

The Lowe's Business Credit Card requires at least good credit to be approved. You can check your credit score by signing up for a free WalletHub account. You’ll have access to free credit scores and free credit reports, both updated daily.

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